🛡 The Foundation: Halal Income Protection Built to Last
💼 Every Bayt ul-Mal Needs a Foundation
You built the Roof (your will or trust). You’re building the Structure (your investments and tax plan). But what happens when life collapses?
If your income stops, your entire Bayt ul-Mal crumbles — unless you have a faith-aligned foundation in place.
That’s why we’ve partnered with HAYA Financial Strategies & Insurance Agency to deliver the highest quality Sharia-compliant contract structure of its kind in the U.S.
🏠 Why “Halal” Life Insurance Matters
Most Muslims avoid life insurance out of fear:
📛 "It’s riba."
📛 "It’s gambling."
📛 "It’s haram unless a shaykh says it’s okay."
Here’s the truth:
✅ Our solution is not based on speculation, interest, or commercial profit
✅ It follows a Takaful-inspired structure, ethically underwritten by New York Life — the most respected name in the industry
✅ Our structure has been reviewed and accepted by top scholars
✅ It’s exclusively available through HAYA Financial — no one else offers it
🤲 It's Not Just About Death — It's About Dignity
📉 If you die unexpectedly:
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Who pays for janazah and burial?
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Who replaces your income?
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Who settles your debts, zakat, and sadaqah plans?
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Who protects your spouse or children from court battles or government aid?
Without protection, your family’s Roof and Structure collapse. With it, they’re sheltered in your Bayt ul-Mal.
💡 The Only Firm That Ties It All Together
Unlike others, we don’t just offer a life policy and call it halal.
HAYA Financial is the only firm that integrates life insurance into a full Islamic financial house — connected to your:
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✍️ Islamic Will or Trust
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📈 Investment and Tax Strategy
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🤲 Zakat and Charitable Legacy Plan
This is what others don’t offer — they stop at a fatwa.
We build a future-proof structure, top to bottom.
🎓 Still Not Sure? Start with Faith and Facts.
We’ll walk you through:
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The contract structure and all parties involved
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Why this is different from typical life insurance
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The scholarly approval behind it
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And how much protection you actually need (based on your Bayt ul-Mal goals)
👣 Don’t Build a House Without a Foundation
Every Bayt ul-Mal starts with this question:
“If Allah called me back tomorrow, would my family be protected?”
Don’t wait for the answer to come too late.
🧭 Ready to Protect What Matters Most?